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credit card processing and merchant accounts

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Merchant Account, Credit Card Processing, Electronic Transfer

 

Merchant Account Services by Electronic Transfer. You can process credit cards, check and debit cards online or through a credit card terminal with your own merchant account. Our service includes free account set up, free credit card processing fraud dete

You can process credit cards, check and debit cards online or through a credit card terminal with your own merchant account. 

Merchant Account Services by Electronic Transfer

Merchant Account Processing Since 1989 :
Acccept All Major Credit Cards as well as Electronic Checks, Debit Card Payments, and Private Label Gift Cards; processes Non-Cash Transactions for Internet Businesses, Mail - Phone Order Merchants, and Retail Point-of-Sale Merchants, as well as processing Checks and Direct Debits online and by phone with a merchant account.
Internet Processing :
Internet Credit Card Processing requires more security and agressive fraud controls than retail credit card processing because the credit card cannot be verified by swiping the credit card like you do with a retail merchant account. For this reason it's very important to deal with a company that specializes in internet transactions and Internet Merchant Accounts.

An Internet Merchant Account does not require a shopper's signature and has requirements beyond a typical card-not-present or retail merchant account. If you already have a merchant account, you should verify that the merchant account supports credit card payments over the Internet.

We've been setting up Internet Merchant Accounts since 1994 and offer one of the most secure and reliable payment processing gateways on the market with the Fast Charge Payment GatewayTM. In addition, we also offer a FREE shopping cart solution for your internet processing needs.

Apply Today for a Merchant Account : www.electronictransfer.c.la
Features of the Fast Charge Payment GatewayTM
%u2022 Free Online Virtual Credit Card Processing Terminal
%u2022 Free Online Check Processing Set Up
%u2022 Free Recurring Billing - Monthly, Quarterly or Annually etc..
%u2022 Free Basic Shopping Cart
%u2022 Free Fraud Scrubbing
%u2022 Free 24 X 7 Toll Free Telephone Support
%u2022 Free Sub ID's and Unlimited Users
%u2022 Free Address Verification Service (AVS)
%u2022 Free Order Email Receipt to Customer and Merchant
%u2022 Free SSL Secured Order Pages
%u2022 Free No Equipment or Software Needed
%u2022 Free Instant Credit Card Verification
%u2022 Free Real-Time Online Reporting
%u2022 Free Email Domain Validation
%u2022 Free Large Transaction Notification
%u2022 Free Negative Credit Card Database for Fraud Detection
%u2022 Free High Risk Country and IP Address Blocking
%u2022 Free Daily Batching
%u2022 Free Batch Processing
%u2022 Free Duplicate Transaction Prevention
%u2022 Free Brute Force Attack Protection
Free Brute Force Attack Protection is probably one of the most important fraud features for preventing massive credit card fraud. Brute force is when someone tries to verify card account numbers by charging a small amount ($1.00) on a credit card just to verify if a credit card is valid. This FREE feature prevents brute force credit card number attacks and detects consumers who attempt to defraud by use of credit card number pattern attacks even if the transactions are coming from multiple locations or using spoofed IP addresses. You can set the number of times you will accept multiple transactions which will stop the attempts.

Most credit card processing gateways don't even offer Brute Force Attack Protection but the few that do charge an additional $100 to $500 set up fee and $50 to $300 more per month for this service.
The Fast Charge Payment Gateway™ "Virtual Terminal" takes the place of a credit card terminal or processing software saving you money because you don't have to purchase or lease the hardware or software. You get all the extra anti-fraud features like address verification, realtime credit card verification and free daily batching.

The Fast Charge Payment Gateway™ "Online Merchant Center" provides merchants with a way to process credit cards from any device with internet access offering multiple credit card payment choices to customers.

As well as offering accurate and timely authorization of customer transactions, Fast Charge Payment GatewayTM also provides the timely back-end processing necessary to settle transactions including e-mail confirmation for both merchant and customers. With Fast Charge Payment GatewayTM, funds can be transferred into your merchant bank account within two to three business days. Fast Charge Payment GatewayTM; has a secure 128 bit SSL environment which is simply the fastest and simplest method for secure payment processing.

Apply Today for a Merchant Account : www.electronictransfer.c.la
Phone/Mail Order :
Fast Charge Payment GatewayTM / Virtual Terminal
For Mail Order / Telephone Order merchants without a web site the Fast Charge Payment GatewayTM Virtual Terminal provides a convenient way of manually entering and processing credit card transactions.

Need to process sales while you are on the road? Use the Fast Charge Payment GatewayTM Virtual Terminal to run them.

The Fast Charge Payment GatewayTM "Virtual Terminal" takes the place of a credit card terminal or processing software saving you money because you don't have to purchase or lease the hardware or software. You get all the extra anti-fraud features like address verification, realtime credit card verification and free daily batching.

Fast Charge Payment GatewayTM, an Online Merchant Center, provides merchants with a way to process credit cards from any device with internet access offering multiple credit card payment choices to customers.

As well as offering accurate and timely authorization of customer transactions, Fast Charge Payment GatewayTM also provides the timely back-end processing necessary to settle transactions including e-mail confirmation for both merchant and customers. With Fast Charge Payment GatewayTM, funds can be transferred into your merchant bank account within two to three business days. Fast Charge Payment GatewayTM; has a secure 128 bit SSL environment which is simply the fastest and simplest method for secure payment processing.

Apply Today for a Merchant Account : www.electronictransfer.c.la
Retail Merchants :
Our Retail Merchant Accounts can be tailored for special situations like the following:
%u2022 Special Rates for Gov't or Corporate Cards
%u2022 Free Application & Set Up Fee
%u2022 Special Rates for High Volume Merchants
%u2022 Special Rates for Debit Card Processing
%u2022 Nearly 99% Approval for retail Merchants
%u2022 Special Programs for Seasonal Merchants
%u2022 Quick Service Restaurant (QSR) Processing
%u2022 We Can Beat Any Rates - Interchange Plus Pricing
%u2022 Same Day Approval & Set Up Possible

We're here to help your retail business grow. We handle both the "mom and pop" retail business as well as the million-dollar retail company.

The ability to set low rates based on your type of business (See Rates).

Access to innovative risk management, fraud control and chargeback reduction techniques that set the retail merchant account industry standard.

Long-term relationship with banks that understand and welcome your retail business -- that take a neutral position in evaluating your retail venture.

No bait and switch, games or rate increases just because we want to make more money off you.

24-hour merchant help line and voice authorization system.

Apply Today for a Merchant Account : www.electronictransfer.c.la

Equipment for Retail Processing (Card-Present Transactions):
An advanced, and truly compact point-of-sale terminal housing a fast and extremely quiet built-in thermal printer supporting credit, debit, smart chip cards, electronic benefits transfer (EBT) phone cards and other electronically submitted transaction methods. In addition, check verification processing is handled easily and quickly. The large alphanumeric LCD display and menu driven software, in addition to its four "soft" keys and four programmable function keys, allow the user to easily and quickly access all of the terminal's powerful features.

Apply Today for a Merchant Account : www.electronictransfer.c.la
Features and Benefits

%u2022 Low-cost, all-in-one POS terminal solution
%u2022 Occupies minimal counter or wall space
%u2022 Average line transaction speed - 8 seconds
%u2022 Integrated fast and quiet thermal printer
%u2022 Large graphical back-lit LCD display
%u2022 User-friendly keyboard and operational menu system
%u2022 Optional built-in PIN Pad and smart card reader
%u2022 Current and history batch reports available
Touch-Tone Phone Processing :
How it works for your business:
STEP 1:
Call a toll-free number from any touchtone, portable or cellular phone.
STEP 2:
At the prompt, key in your assigned pin number.
STEP 3:
Enter your customer's credit card number, expiration date, CVV2 code (a three digit security code located on the back of each credit card), the customer's billing zip code and the dollar amount of the sale. Be sure to write the approval number on a credit card slip for the customer to sign. Then Hang up and your work is done! The funds will be automatically transmitted to your checking account or debit card (typically within 48 hours) through the Federal Reserve ACH system.
It's that simple.
Apply Today for a Merchant Account : www.electronictransfer.c.la

Wireless Mobile Processing :
The Lipman Nurit 8010 is one of the most popular credit card processing terminals on the market today! Power Pay Services is able to offer our clients with very low pricing on our terminals and equipment.

The Lipman Nurit 8010 Wireless Palmtop is the smallest and most flexible handheld payment terminal available. It offers fast enabling and secure and error free transactions. It is the perfect payment solution for retailers that are on the move who bring their products and services directly to their customers.

With a global payment platform, the Nurit 8010 provides a host of operating advantages throughout the transaction process bringing increased profits at lower operating costs. It doubles as a cellular phone by offering voice and data transfer in real time. The electronic signature capture providing an optional touch screen.

The Lipman Nurit 8010 is perfect For:
%u2022 Markets
%u2022 Delivery
%u2022 Stadium & Arena Sales
%u2022 Restaurant & Food Services
%u2022 Contractors &

 

Recurring Billing Electronic Billing & Invoicing Software Option:
The Fast Charge Payment GatewayTM includes a free recurring billing option Electronic Billing & Invoicing Software for online checks and credit cards for non-profit merchant accounts.

Monthly donations can be fully automated on a recurring basis by charging credit cards or checking accounts through the Electronic Billing & Invoicing Software option.

Apply Today for a Merchant Account : www.electronictransfer.c.la
Merchant Account Recurring Billing Features:
Multiple billing profiles:
Merchants can configure different profiles for products and allow the consumer to select the one that fits their need. For example, your consumers can select to be billed monthly at one rate, or pick an annual fee at a different rate with the electronic billing & invoicing software.
Flexible billing cycles:
The Recurring billing Electronic Billing & Invoicing Software can be configured to bill weekly, monthly, bi-monthly, quarterly, semi-annually, annually, etc.
Different initial and recurring amounts:
Different dollar amounts can be specified for the first billing and subsequent billings. For example, a separate "Signup Fee" and "Monthly Fee" and be configured. Special introductory rates can be set up, or free trial periods offered with the Electronic Billing & Invoicing Software.
Configurable billing terms:
The duration of billing terms can be configured from one time to unlimited.
Automatic rebilling:
Transactions can be automatically retried if not successful. You set the retry interval and frequency and we'll take care of the rest!
Detailed reporting:
Detailed transaction history of your consumers' recurring payments are available online for your review. Also, daily summary reports keep you up to date on recurring activity: how many new subscribers, cancelled subscribers, how many were billed that day, whether a billing was successful or not.
Hosted Payment Services:
The Fast Charge Payment GatewayTM has a variety of customizable payment solutions that allow you to register your clients and process one-time or recurring payments. None of these options require programming on your part as we host the sites for you on our secure gateway servers.
Non-Profit Donation Service:
Start accepting donations from your non-profit web site using this complete donation solution. Your donors can register on the site, process one-time or recurring (installment) payments, view payment history, print donation statements, and much more.
Property Management Service:
Manage your tenant billings using our hosted property management payment solution. Your tenants can process one-time or recurring (i.e. monthly) payments, view payment history, and much more.
Membership / Subscription Password Service:
The Fast Charge Payment GatewayTM Membership system automates the entire process of selling login/password accounts for members-only web sites. Want to add restricted access to your site, but worried about the work involved in adding members to the database, billing active members, deleting cancelled members, etc.? Let Fast Charge do it for you! NOTE:The membership and password system requires our programmers to install a special database on your server. There is an additional fee for this as well as an additional monthly fee for maintaining the passwords. Please call us for more details.

Apply Today for a Merchant Account : www.electronictransfer.c.la
Membership features:
Flexible membership profiles::
Merchants can configure different membership subscription profiles and allow the consumer to select the one that fits their need. For example, your customers could select to be billed monthly at one rate, or pick an annual fee at a different rate.
Real-time payment authorization:
Credit card payment information is validated in real-time, giving your customers quick access to your site while assuring that their payment can be processed.
Automated password management:
No programming or manual intervention is necessary. Once a customer successfully signs up, their userid/password is automatically added to the database and they're ready to access your site. Password reminder and cancellation forms are available via online forms, saving you time and money.
Detailed reporting:
Detailed history of each customer accessing your site is available online via the Fast Charge Payment GatewayTM web site. Easy to use menus let you manage your subscriber database: You can view a customer's billing history, reset their password, cancel their subscription, and more.
Customer Service:
Our team of dedicated support professionals will get your membership site up and running quickly.

Apply Today for a Merchant Account : www.electronictransfer.c.la

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